Attention homeowners: Real estate appraisal services for in Grand Island and Hall County

Check out the top 7 reasons why NE homeowners use Beltzer & Schultz Appraisal Company:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a NE divorce, where real estate needs to be divided
  7. Settle an estate in NE by determining the true market value of real estate in question

Do you own a home in or near Grand Island? Do you need help determining the price of your real estate?
Contact Beltzer & Schultz Appraisal Company.

At Beltzer & Schultz Appraisal Company, we understand the special needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Beltzer & Schultz Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Beltzer & Schultz Appraisal Company is experts in helping homeowners just like you delete unnecessary PMI insurance.

Challenge Hall county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's declining or not appreciating as much as other properties nearby. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Beltzer & Schultz Appraisal Company is your best weapon.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. An expert appraisal from Beltzer & Schultz Appraisal Company can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have an expert double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Beltzer & Schultz Appraisal Company offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Beltzer & Schultz Appraisal Company can help you with that. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.